People choose self-hosting for privacy (no third party holds your data), longevity (the app keeps working even if a company pivots or shuts down), and control (you decide when to upgrade and who can reach it). The trade-off is that you are responsible for running it: provisioning a server, applying updates, and keeping backups.
How Finlynq does self-hosting
Finlynq runs from a Docker Compose file with PostgreSQL. The self-hosted edition has the same feature set as the managed cloud — the first-party MCP server, per-user envelope encryption, multi-currency investment tracking — with no license fees and no feature gates. It is licensed AGPL v3, so the complete source is public and auditable.
If you would rather not run infrastructure, the same code is available as a free managed cloud. The point is that self-hosting is a choice, not a downgrade.